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The overwhelming majority of casino baccarat games in the United States, United Kingdom, Canada, Australia, and Macau are "punto banco" baccarat and they may be seen labeled simply as "Baccarat". If the banker's total is 6, then the banker draws a third card if the player's third card was a 6 or 7.

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At a multi-deck game, this type of bet can come with a payoff of 5 to 2 and a Royal Match of 25 to 1. There are also free doubles and free splits added.